Foreign National Loans

Foreign National Loans

A Foreign National is any person who is not a United States Citizen. With todays current real estate market trends, foreign nationals have been taking advantage of the great deals in the United States real estate market. Our focus is strictly on Foreign National loans for Florida real estate. Our guidelines for Foreign National loans is as follows:
  • Up to 65% Loan To Value for purchases and refinances of Florida properties.
  • $20,000.00 USD minimum loan amounts.
  • No appraisal required for loan amounts less than $250,000.00 USD.
  • Investment properties only.
  • Eligible property types: Single Family Residence, Multi-Family Residence, Condos, Townhomes and Commercial Properties.
  • Up to 15 Year Amortizations.
  • Stated income, no Income verification necessary for most transactions. Proof of income converted into USD strengthens loan approval.
  • Foreign passport required.
  • No international credit report required (with the exception of Canadians).
  • Verified assets in United States bank account preferred at loan submission . If not, please verify conversion at www.xe.com and provide foreign bank account statement. All necessary funds to close for purchase transactions MUST be held in a United States bank account held in the name of the customer.
  • Here is an example of some the Continents, Countries and Regions we provide Foreign National loans for: Canada, Europe (England, Germany & Spain), Carribean Islands (Jamaica), Australia, South America (Colombia & Ecuador), Central America (Costa Rica) & United Arab Emirates (Dubai). Please inquire about your Foreign National loan request.
     


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