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Family in their living room after refinancing their home

Apply to Refinance

Refinance your home with ease and secure a bright financial future with the leading mortgage lender in Florida.

Apply to Purchase

Don’t wait to secure your dream property – take the first step towards making it yours.

Interior view of a home kitchen designed mostly in white tones

Don’t know what your credit is? You can pull it now for free.

How To Refinance or Apply for a Loan?

Download Application

Download this FREE application now and simply mail it, fax it, or bring it to the office.

Complete Secure 1003 Application

This is a Formal Loan Application.

Call (813) 316-2006

An experienced team member will gladly take your application over the phone and assist you with any questions you may have.

Required Documents

Make sure to have these required documents ready to start on your loan application.

  • Copies of pay stubs for each applicant, reflecting a minimum of 30 days of income
  • Names/addresses of employers for two years
  • W-2s for two years
  • One to two years of tax returns
  • A completed and signed Form 4506-T or 4506T-EZ, provided by your Mortgage Banker
  • Bank statements for two to three months
  • If self-employed, year-to-date profit and loss statement, plus signed returns for last two years
  • Proof of pension income, if applicable
  • Social Security and Disability payments, if applicable
  • Dividend earnings
  • Bonuses
  • Child support or alimony payments (optional for you to disclose)
  • A copy of earnest money deposit
  • Information on debts such as car loans, student loans and credit cards
  • Security accounts (stocks, bonds, life insurance)