How to Qualify for a Loan if You Have Bad Credit

In today’s financial climate, many people struggle with maintaining a good credit score. Late payments, going over your credit limit, unemployment, or other financial hardships could lead you [...]

Bankruptcy can have lasting effects on your financial future, but it’s possible to recover after a bankruptcy discharge. In some cases, declaring bankruptcy can be the best choice when it comes [...]

There are a lot of misconceptions about hard money loans, but they’re more useful than you may think. As long as you go through a reputable lender and apply under the right circumstances, a hard [...]

Owning a home comes with many responsibilities, including choosing whether to refinance when interest rates drop. Maybe you’ve already refinanced your home—but maybe you’re struggling to [...]

Are you refinancing your mortgage? You may need a home appraisal to lower your monthly payment. Many homeowners refinance to secure a better interest rate or pay off their loans faster. Some may [...]

No longer having a mortgage is hugely liberating. Many people work for their entire lives thinking about the moment they truly own their entire home. But if you’ve always been focused on becoming [...]

You may have heard the term before, but what is a lien on a house? A lien is a legal document that states that a creditor (the lienholder) may take possession of a piece of property if the owner [...]

When you consistently make payments on your mortgage, you’re building home equity. Home equity is the share of your home that you actually own. It can be cashed out in a variety of different ways [...]

A reverse mortgage is a unique loan product for homeowners over 62 who want to tap into the home equity they’ve worked hard to build up. But is a reverse mortgage the right option for you? To [...]

If you’re like most Americans, a lot of your wealth is tied up in your home. But what if you want to access some of that wealth and reinvest it back into your life? A home equity loan may be [...]

Refinancing replaces your current mortgage with a new one that has better terms and a lower interest rate. Refinancing can lower your monthly payments and even cash out the equity you’ve built. [...]

Defaulting on loans can have serious consequences – you could lose out on eligibility for future loans, your credit score will plummet, and you could even lose your car or house. Loan [...]

These are unprecedented times. The coronavirus (COVID-19) is threatening the livelihoods of millions of Americans. The State of Florida is offering emergency disaster bridge loans to help small [...]

For a lot of people, buying a home is a step in living the American Dream. Florida residents have the benefit of being in one of the most diverse and robust real estate markets in the country.  [...]

Even when you find that perfect home, there may still be things you want to change. As you and your home get more and more time together, those desired renovations might start to add up in number [...]