You may have heard the term before, but what is a lien on a house? A lien is a legal document that states that a creditor (the lienholder) may take possession of a piece of property if the owner [...]
When you consistently make payments on your mortgage, you’re building home equity. Home equity is the share of your home that you actually own. It can be cashed out in a variety of different ways [...]
A reverse mortgage is a unique loan product for homeowners over 62 who want to tap into the home equity they’ve worked hard to build up. But is a reverse mortgage the right option for you? To [...]
If you’re like most Americans, a lot of your wealth is tied up in your home. But what if you want to access some of that wealth and reinvest it back into your life? A home equity loan may be [...]
Refinancing replaces your current mortgage with a new one that has better terms and a lower interest rate. Refinancing can lower your monthly payments and even cash out the equity you’ve built. [...]
Defaulting on loans can have serious consequences – you could lose out on eligibility for future loans, your credit score will plummet, and you could even lose your car or house. Loan [...]
These are unprecedented times. The coronavirus (COVID-19) is threatening the livelihoods of millions of Americans. The State of Florida is offering emergency disaster bridge loans to help small [...]
For a lot of people, buying a home is a step in living the American Dream. Florida residents have the benefit of being in one of the most diverse and robust real estate markets in the country. [...]
Even when you find that perfect home, there may still be things you want to change. As you and your home get more and more time together, those desired renovations might start to add up in number [...]
There’s so much to consider when buying or selling a house. Not only do home buyers have to think about location, price, features, and other interests, but a lien on Florida properties can make [...]
As a property owner, there are so many things to keep in mind. For starters, finding a home that you like and that fits your needs is a crucial step. Once you have your home, make an offer, and [...]
Buying a home can be confusing, especially when you’re doing it for the first time. From open houses to home inspections, it can feel like a stressful time, even while you’re elated to finally [...]
When you’re struggling to pay off student loan debt and other expenses, coming up with enough money to put a down payment on a house can be difficult. Fortunately, there are quite a few down [...]
With so many people carrying student loan debt years after they’ve hung their diplomas on the wall and some grads delaying purchasing a home because of their fear of debt, it’s normal to wonder [...]
There are many factors that lenders consider when approving mortgage applicants, but credit is the most notorious. Even if you have little to no debt and a high monthly income, a low credit score [...]
