What is Escrow? Breaking it Down in Plain Language

Escrow is an essential part of homeownership, yet many people find themselves asking, “What is escrow?” Having thousands of dollars moving through a strange account can be stressful if you [...]

If you are approaching homeownership, you will likely have to consider the subject of a mortgage. With this, it’s important to understand how best to navigate them. How do banks calculate how [...]

Foreclosure is any homeowner’s worst nightmare. Understanding what it is and how to avoid it can help you remain in a stable position of homeownership. Read the following guide to learn [...]

If you are looking to move, you may be facing a problem that many homeowners face. You come across the property of your dreams, only to have trouble selling your current home. It’s a [...]

We’re proud to welcome Dunia “Dee” Berrios to the Associates Home Loan team as our bilingual foreign national loan specialist. With extensive experience working in the mortgage lending industry, [...]

Many of us work in industries that don’t offer a consistent paycheck from an employer. Sooner or later, this raises a question: “How do I get a mortgage if I make most of my money through [...]

If you are looking to buy a house with your spouse, it can be a very exciting time! But to make such a move, you have to think seriously about how you’ll pay for it.  Unless you are ready [...]

When looking into options for financing in a pinch, your house is probably the biggest asset you own. If you’re pressed for cash, you may be able to borrow some funds against your property. [...]

Credit cards have their perks — they let you build your credit and make convenient and secure purchases. However, they can also leave you in debt.  Borrowers dig themselves into a hole when they [...]

Refinancing is a big financial decision—it can save you thousands of dollars on your mortgage during the lifetime of your loan. That puts more money in your pocket to spend on things like repairs [...]

The home buying process requires many decisions, like which neighborhood to live in and how many bedrooms you’ll need. But not every decision is easy or particularly fun to make, especially when [...]

Handling large amounts of money can be stressful in uncertain times. Bills begin to add up, and significant lifestyle changes, such as losing a job or sending a child to college, can only [...]

Refinancing your mortgage is a great way to shorten your loan term, lower your interest rates, or cash in some equity from your home. But just as your original home loan came with a range of [...]

Reverse mortgages are a great option for seniors who need cash for home renovations, medical bills, or to live out their retirements comfortably. Reverse mortgages only need to be paid once a [...]

When you pay off your home mortgage, you’re actually building something called home equity in the process. Home equity relates to the amount of money you’ve put into your home, and some lenders [...]