We Can Help You Get The Funding You Need

We specialize in mortgages, refinance, hard money loans and more. Apply today to get a decision within 24 hours.

Don’t know what your credit is? Pull Your Credit For Free

Don’t know what your credit is? Pull Your Credit For Free

Get a Quick Quote

"*" indicates required fields

Watch Our Video

A Mortgage Brokerage Firm Different Than The Rest.

Associates is a conforming and non-conforming mortgage brokerage firm, specializing in alternative lending resources and flexible underwriting guidelines. Associates was created to help those individuals to obtain mortgage financing who had struggled with problems such as bankruptcy, foreclosure, and loss of income due to circumstance beyond their control.

How are we different than the rest? We offer low sizes for mortgage loans ranging from $15,000 to $3 Million. We can provide mortgage loans for all types of residential homes, and commercial properties. We can even offer loans on log cabins, and manufactured homes. We have programs for people whom have nontraditional Income, and are a foreign national.

Recently Closed Loans

Credit Score LTV Loan Amount
572 55% $115,000
Credit Score LTV Loan Amount
452 57% $335,000
495 17% $30,000
522 38% $85,000
None 36% $145,000
Credit Score LTV Loan Amount
517 20% $30,000
626 12% $40,000
Credit Score LTV Loan Amount
591  53% $285,000
727 60% $575,000
Credit Score LTV Loan Amount
645  42% $1,750,000

Contact Us Today to Discuss your Loan Needs.

Hard money and subprime loans are our specialty and we strive to structure a loan that fits your needs.

  • Owner Occupied Hard Money Loans
  • Foreign national investment properties up to 50%
  • Purchase or refinance investment properties
  • 5 or less units up to 50% owner-occupied purchase up to 70% of the purchase price

  • Owner-Occupied refinance debt consolidation up to 70% of the appraised value
  • Streamlined Approval Process
Tampa broker opens doors to homeowners shut out by banks

Experience Hassle-free Borrowing with our Trusted Loan Offerings.

We’re Here to Meet your Lending Needs.

Banking & Finance 

We have a large network of banks, lenders and private investors, which allows us to make many loans that others cannot. We can assist you with any real estate loan transaction in any of the Florida counties and cities.
We offer the following loan options: Hard money, Subprime, Equity Based Residential, Commercial Real Estate, Consolidation, Conventional, FHA, VA, Jumbo Loans, Reverse Mortgages, & More!

Realtors, Auction Companies & Investors

We can assist your potential customers with the financing for their purchase that they may not be eligible for through conforming bank loans, FHA and conventional lending sources.

We can help if you have credit score issues, overwhelmed by credit card debt, 30% to put down or have property with equity, Nontraditional Income, or Bank statement program.

Specialized Programs 

We offer specialized programs for high profile borrowers with unique needs and situations.

We can provide the discretion that you are looking for whether you are a professional athlete (NFL, NBA, NHL, MLB, etc.), celebrity or entertainer.

Secure Your Loan Today

With Associates Home Loan of Florida, Inc., the loan approval process has never been easier. Contact us today to take a step closer to your dream property.


mom and baby at home

Fantastic experience, have completed a two loans with Pat and have also worked with a majority of the staff on a personal level. Would definitely recommend them to anyone who needs a loan!

Marylou Kivler

Some hard working people here, with a flexible business model. Fast and just what’s needed.

Steve Perez

I recently received a home loan from Associates I have fair credit inherited my home from parents and it is my first home. I only needed 30,000.00 to do repairs and fix my credit. The process easy loan officer answered all my questions and I received the money I needed. I received the money in ten days. I liked the option of going to their office and seeing and talking with the loan officer. I would recommend Associates to any home owner that needs money fast and uncomplicated.

Jason Lupson

Want to See More?

Associates Home Loan Adoption Winner Eric and Joel

Discover How We Help with Our Adoption Grant!

The $1,000 Associates Home Loan Adoption Grant was created in 2020 to assist those who are wanting to adopt but may need financial assistance in the process.

From the Blog

Apply for a Loan Today.

Don’t miss out on the opportunity to secure the funding you need.