Serving Florida since 1978

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Welcome to The Associates Home Loan of Florida, Inc.

A Mortgage Brokerage Firm Different Than the Rest

Associates is a conforming and non-conforming mortgage brokerage firm, specializing in alternative lending resources and flexible underwriting guidelines. Associates was created to help those individuals to obtain mortgage financing who had struggled with problems such as bankruptcy, foreclosure, and loss of income due to circumstance beyond their control.

How are we different than the rest? We offer low sizes for mortgage loans ranging from $15,000 to $3 Million. We can provide mortgage loans for all types of residential homes, and commercial properties. We can even offer loans on log cabins, and manufactured homes. We have programs for people whom have nontraditional Income, and are a foreign national.

Private Lending

Private lending consists of individuals providing funding to borrowers, with loans being secured by a deed of trust that is recorded against the property of a borrower.

Hard Money Loans

A Hard Equity/Hard Money loan is a specific type of financing in which a borrower receives funds based mainly on the value/equity of the real estate.

Bad Credit Loans

When it comes to qualifying for a home loan, bad credit doesn’t have to hold you back. You do not have to wait to start your life until it improves.

Share Your Review

We love helping you with your home loan needs so let us know how we’re doing by sharing your review.

We buy Houses/Mortgages!

To get a better idea to see what deals and scenarios we have encountered in the past please check out our scenarios tab. If you are not certain as to which loan best suites your needs please see our loan tab to get a better understanding.

A Large Lending Network

We’re Here to Meet your Lending Needs

banking & finance

We have a large network of banks, lenders and private investors, which allows us to make many loans that others cannot. We can assist you with any real estate loan transaction in any of the Florida counties and cities.

We offer the following loan options: Hard money, Subprime, Equity Based Residential, Commercial Real Estate, Consolidation, Conventional, FHA, VA, Jumbo Loans, Reverse Mortgages, & More!

Realtors, Auction Companies & Investors

We can assist your potential customers with the financing for their purchase that they may not be eligible for through conforming bank loans, FHA and conventional lending sources.

We can help if you have credit score issues, overwhelmed by credit card debt, 30% to put down or have property with equity, Nontraditional Income, or Bank statement program.

Specialized Programs

We offer specialized programs for high profile borrowers with unique needs and situations.

We can provide the discretion that you are looking for whether you are a professional athlete (NFL, NBA, NHL, MLB, etc.), celebrity or entertainer.

new home

Contact Us Today to Discuss your Loan Needs

Hard money and subprime loans are our specialty and we strive to structure a loan that fits your needs.

  • Foreign national investment properties up to 50%
  • Purchase or refinance investment properties
  • 5 or less units up to 50% owner-occupied purchase up to 70% of the purchase price (Cannot have any current mortgage delinquency, recent short sales or recent foreclosure)
  • Owner-Occupied refinance debt consolidation up to 70% of the appraised value (Cannot have any current delinquency, short sales or recent foreclosure)

Beyond a Call

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