Florida’s Trusted Private Mortgage Lenders
Our private mortgage lenders in Tampa, Florida, specialize in hard money loans, private lending, refinance options, and more. Apply today to get a decision within 24 hours.
Don’t know what your credit is? Pull Your Credit For Free
Don’t know what your credit is? Pull Your Credit For Free
A Mortgage Brokerage Firm Different than the Rest.
The Associates Home Loan of Florida, Inc. is a Tampa-based conforming and non-conforming mortgage brokerage firm specializing in alternative lending resources and flexible underwriting guidelines. As private mortgage lenders, we help those individuals to obtain mortgage financing who have struggled with problems such as bankruptcy, foreclosure, and loss of income due to circumstances beyond their control.
How are we different than the rest? We offer low sizes for mortgage loans ranging from $15,000 to $3 Million. We can provide mortgage loans for all types of residential homes and commercial properties. We can even offer loans on log cabins and manufactured homes. We have programs for people who have nontraditional incomes and are a foreign national.
Get the flexible private lending solutions you need—apply today and secure your loan anywhere in Florida!
Recently Closed Loans in Florida
| Credit Score | LTV | Loan Amount |
|---|---|---|
| 572 | 55% | $115,000 |
| Credit Score | LTV | Loan Amount |
|---|---|---|
| 452 | 57% | $335,000 |
| 495 | 17% | $30,000 |
| 522 | 38% | $85,000 |
| None | 36% | $145,000 |
| Credit Score | LTV | Loan Amount |
|---|---|---|
| 517 | 20% | $30,000 |
| 626 | 12% | $40,000 |
| Credit Score | LTV | Loan Amount |
|---|---|---|
| 591 | 53% | $285,000 |
| 727 | 60% | $575,000 |
| Credit Score | LTV | Loan Amount |
|---|---|---|
| 645 | 42% | $1,750,000 |
Contact Us Today to Discuss Your Loan Needs
Experience Hassle-Free Borrowing with Our Trusted Loan Offerings
We’re Here to Meet Your Private Lending Needs
Banking & Finance
We have a large network of banks, lenders and private investors, which allows us to make many loans that others cannot. We can assist you with any real estate loan transaction in any of the Florida counties and cities.
We offer the following loan options: Hard money, Subprime, Equity Based Residential, Commercial Real Estate, Consolidation, Conventional, FHA, VA, Jumbo Loans, Reverse Mortgages, & More!
Realtors, Auction Companies & Investors
We can assist your potential customers with the financing for their purchase that they may not be eligible for through conforming bank loans, FHA and conventional lending sources.
We can help if you have credit score issues, overwhelmed by credit card debt, 30% to put down or have property with equity, Nontraditional Income, or Bank statement program.
Specialized Programs
We offer specialized programs for high profile borrowers with unique needs and situations.
We can provide the discretion that you are looking for whether you are a professional athlete (NFL, NBA, NHL, MLB, etc.), celebrity or entertainer.
From the Blog
What Borrowers Should Expect From the Florida Mortgage Rate Forecast 2026
When the new year hits, many Florida homeowners and prospective buyers watch the real estate market closely, wondering when mortgage rates will finally begin to fall. After several years of rising interest rates and market volatility post-pandemic, falling mortgage ratesRead More
Can You Get a VA Loan With Bad Credit?
Home sweet home. Those words can be music to a veteran who's spent so much time away from their family and their own bed. If you’ve served in the military and are wondering if you can get a VA loanRead More
Hard Money vs. Soft Money Loans
What's the Difference? When it comes to funding a real estate purchase, not all loans are created equal. For many Florida borrowers (especially investors or those with credit challenges), choosing between hard money vs. soft money loans can mean theRead More
