Commercial Lending2025-08-04T18:31:12-04:00

Commercial Mortgage Loans in Tampa, FL — Fast, Flexible Commercial Lending

Looking for a fast commercial loan in Florida with favorable terms, the best rate, and flexible financing? At The Associates Home Loan of Florida, Inc., we offer tailored commercial mortgage loans in Tampa, FL, and across the Sunshine State.

We specialize in real estate-secured commercial lending for:

  • Investors purchasing or refinancing income-producing properties
  • Business owners acquiring or expanding their property footprint
  • Commercial borrowers with past credit challenges or nontraditional income
  • Clients seeking short-term or bridge financing for strategic opportunities
  • Self-employed professionals with nontraditional income documentation for their business
  • Foreign investors without a U.S. credit file looking to finance Florida property

Whether you’re an investor, property owner, or business looking to expand, our commercial lending services are designed to move deals forward for borrowers who want to take advantage of the booming real estate market across Florida.

commercial office building

Get the Right Loan For Your Business

Why Tampa Businesses Choose Associates Home Loan for Commercial Real Estate Loans

We know the Florida market. While our office is based in Tampa, we provide commercial mortgage lending services dedicated to properties throughout the state of Florida.

Working with commercial loan experts at Associates Home Loan gets you:

  • Deep knowledge of the Tampa commercial mortgage landscape
  • Local office and statewide lending capabilities
  • Transparent terms and honest guidance
  • No unnecessary delays or rigid lending policies

When others overcomplicate, we streamline, giving Florida borrowers the access, speed, and flexibility they need to move forward.

Secure Funding for Florida Commercial Real Estate

Unlike traditional lenders, Associates Home Loan understands the realities of business ownership and real estate investment. Our network of commercial lenders provides both conforming and non-conforming loan solutions based on equity and common sense. We base loan amounts on the strength of the business, investment opportunities, and other factors to offer competitive rates and favorable terms.

That means:

  • Private commercial loans funded fast, without the red tape
  • Asset-based lending for quicker closings and flexible structures
  • Experience with complex borrower profiles, including foreign nationals, self-employed borrowers, and credit-challenged individuals

Commercial Lending Services Tailored to You

No two borrowers are alike, and neither are our loans. Here’s what we offer:

Hard Money Commercial Loans

Fast funding and short-term loans for time-sensitive commercial property purchases, construction loans, or business expansion. Ideal for investors, real estate flippers, or anyone who needs capital without the long underwriting delays.

Bad Credit Commercial Mortgages

Fast funding and short-term loans for time-sensitive commercial property purchases, construction loans, or business expansion. Ideal for investors, real estate flippers, or anyone who needs capital without the long underwriting delays.

Private Commercial Lending

We have access to Tampa private commercial loan options from non-institutional sources. Loans are secured by real estate and structured with speed in mind to give you the working capital you need for your real estate or business investment opportunities.

Bridge Loans for Commercial Use

These short-term funding loans are perfect for bridging the gap between buying and refinancing or between phases of a construction or commercial project.

Loans for Nontraditional Income Borrowers

Self-employed? Own multiple LLCs? Don’t let that hold you back. We evaluate your total financial picture and proven track record during the application process.

The Commercial Lending Process

Getting a commercial mortgage in Tampa or anywhere in Florida shouldn’t be a guessing game.

Here’s our transparent process at Associates Home Loan:

  1. Initial Consultation: Speak with one of our Florida-based commercial lending experts to discuss your business needs, timeline, and property.
  2. Quick Prequalification: We assess your deal based on property value and equity. No need to wait weeks for an answer.
  3. Tailored Loan Structuring: We customize terms to fit your cash flow, project scope, and investment goals.
  4. Fast Closing: We move quickly to fund approved deals. Some closings occur in as little as 7-10 days, depending on documentation.

Eligible Property Types for Commercial Loans

We provide financing for a wide range of Florida commercial real estate, construction loans, and private lending for business owners:

  • Retail centers
  • Office buildings
  • Industrial warehouses
  • Mixed-use developments
  • Multi-unit and high-rise apartment buildings (5+ units)
  • Hospitality properties (select)
  • Multi-family rental property types

Let’s Close Your Lending Deal

Align your next commercial move with your business strategy. Whether you’re looking to purchase, refinance, or leverage equity financing, we’re ready to help structure a deal with the best terms on the market. Get in touch with us today to explore your options and move forward with clarity.

Apply today to discuss your deal with our commercial real estate lending experts.

Frequently Asked Questions

How fast can I close on a commercial loan?2025-08-14T21:35:22-04:00

Many loans close in as little as 7 to 14 days, depending on documentation and property details.

What types of properties are eligible?2025-08-14T21:35:16-04:00

We finance most types of commercial real estate, including retail, office, mixed-use, and multi-family (5+ units).

Can I get a commercial mortgage loan with bad credit?2025-08-14T21:35:09-04:00

Apply with us! We focus on property equity and loan structure, not just your credit score.

Are your commercial loans funded through private sources?2025-08-14T21:34:58-04:00

Yes, some are. We provide diverse private commercial loan options backed by non-bank capital sources, allowing for speed and flexibility.

Is there a minimum or maximum loan amount?2025-08-14T21:34:54-04:00

It depends on the loan product and what you’re using it for, as well as your property value and borrower profile.

Apply for a Loan Today

Get the perfect loan in Florida! Our dedicated team of mortgage advisors is here to help you with your dream home, investment property, refinancing, or debt consolidation needs. Unlike big nationwide companies, we prioritize your privacy, ensuring your information remains secure. Trust our name, trusted statewide.

This is the best company for mortgage loans. My broker Jimmy Golden was amazing. He has a lot of knowledge. The loan closed so quick.

Communication was great, we talked almost everyday. The underwriting process was easy because the broker prepared everything so well. I cannot thank this company enough. They made my dream come true. Thank you so much Associates Home Loan!

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